Nexa Lending Disclosure

BluWavs LLC — Effective Date: February 1, 2026

⚠️ Important Notice

Please read this disclosure carefully. It contains important information about BluWavs' relationship with Nexa Lending and how your real-estate funding application will be processed.

BluWavs Is Not a Lender

BluWavs Business Manager is NOT a lender and does NOT make lending decisions. BluWavs is a business management and preparation service that assists clients in organizing documentation and preparing applications for third-party lenders.

Partnership with Nexa Lending

BluWavs partners with Nexa Lending to provide real-estate funding options. Nexa Lending is an independent lending institution that provides:

  • FHA, VA, and Conventional mortgage loans
  • Non-QM (Non-Qualified Mortgage) financing
  • DSCR (Debt Service Coverage Ratio) loans for investors
  • Refinancing options
  • Home purchase and investment property loans

Lending Decisions

All lending decisions, including approval, denial, interest rates, loan terms, and conditions, are made solely by Nexa Lending. BluWavs has no authority over or influence on these decisions.

BluWavs' Role

BluWavs provides:

  • Funding readiness assessment and preparation
  • Document collection and organization
  • Lender-ready package creation
  • Application support and guidance
  • Status tracking and communication facilitation

Data Sharing

When you apply for real-estate funding through Nexa Lending, BluWavs will share your submitted documents and information with Nexa Lending for processing your loan application. By proceeding with a Nexa application, you consent to this data sharing.

No Guarantees

BluWavs makes no guarantees regarding:

  • Loan approval or denial
  • Interest rates or loan terms
  • Processing timelines
  • Specific loan amounts or conditions

Independent Review

We encourage you to:

  • Review Nexa Lending's terms and conditions independently
  • Consult with a financial advisor or attorney before committing to any loan
  • Compare multiple lending options before making a decision
  • Review all loan documents carefully before signing

Complaints or Issues

If you have complaints or issues related to the lending decision or loan terms, you must contact Nexa Lending directly. BluWavs cannot resolve lending-related disputes.

Contact

BluWavs LLC
Email: [email protected]
Portal Support: Submit a support request
Address: 30 N Gould St Ste 52371, Sheridan, WY 82801